By clicking on the “SUBMIT” button on any Form on Our Website, you are providing your electronic signature and express written consent to
receive communications via email, automatic dialing system, artificial/pre-recorded messages, and SMS or MMS messages from Second Chance
Life Insurance(SCLI), or our affiliates, at the email address or phone numbers your provided above, for the purpose of marketing insurance
products and services. You are also agreeing to this website’s Privacy Policy and understand that your consent is not required as a condition of
purchasing any product or service. Once you submit your information you will get an email asking you to verify your email address. You will also
get a text message asking you to verify your cell phone number. We do this to make sure we are only dealing with real people and not robots.
No purchase is required to access any information from Second Chance Life Insurance(SCLI). Verified contact information is required. If you
prefer not to provide your information in this format, please call 888.502.4752. All the above categories exclude text messaging originator optin data and consent; this information will not be shared with any third parties.
We do not collect “Personal Information” about you through the Services unless you choose to provide it to us voluntarily, such as through the
“Get Your Rates”, “Term Life Insurance Calculator” or a similar page. We define Personal Information as information that is unique to you and
might include your phone number, biometric information (such as your height and weight), name, address, email address, Social Security
Number, birthdate, and certain medical or health information.
We may also collect demographic information, such as information about your gender and age (“Demographic Information”) when you enter
information in the “Get Your Rates” similar page.
If you encounter a screen or page that requests information you do not want to share with us, do not enter the information and do not proceed with that screen or page.
If you do provide us with Personal Information, we will use it for the purpose of obtaining a quote, calculating a term life insurance policy, or for
the purpose otherwise stated on the page collecting the Personal Information, and we will not license, transmit or disclose this information to
third parties unless: (1) you expressly authorize us to do so, (2) it is necessary to allow our contractors or agents to provide services for us, (3) in
order to provide our products or services to you, (4) it is disclosed to entities that perform marketing services on our behalf or to other entities
with whom we have joint marketing agreements, (5) it is disclosed to insurance providers for us to obtain an insurance quote on your behalf or
to connect you with insurers who provide products in your area in which you may be interested, or (6) otherwise as we are required or
permitted by applicable law. We may also use the information you choose to provide to us to improve the content of this Site and our Services
or to contact you for marketing purposes.
We may, from time to time, supplement the information we collect directly from you on our Services with outside records from third parties,
such as credit reports or driving history, for various purposes, including underwriting an insurance application, to enhance our ability to serve
you, to tailor our content to you and to offer you opportunities that may be of interest to you. To the extent we combine information we receive
from those sources with the Personal Information we collect on the Service, it will be treated as Personal Information and we will apply this
Privacy Policy to such combined information, unless we have disclosed otherwise.
In addition to any Personal Information, or other information that you choose to submit to us (as described above), we and our third-party
service providers may use a variety of technologies that store or collect certain information whenever you visit or interact with the Services
(“Usage Information”). This Usage Information may be stored or accessed using a variety of technologies that may be downloaded to your
personal computer, browser, laptop, tablet, mobile phone or other device (a “Device”) whenever you visit or interact with our Services. To the
extent we associate Usage Information with your Personal Information we collect directly from you on the Services, we will treat your Usage
Information as your Personal Information.
